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Premium Financial Literacy Program

Advanced financial knowledge plus real business experience

$1047

Program Overview

8 interactive seminars and business training

The Premium Program is designed for students seeking deeper knowledge in credit, investments, small business, helping students develop their own business project throughout the course and presenting it on the final day.

Seminars Breakdown

Seminar 1 – Cash Flow & Financial Foundations

Topics Covered:

  • Sources of income
  • Income vs. expenses
  • Cash flow by life stage
  • Chequing vs. savings accounts
  • Building an emergency fund
  • Smart saving habits

Outcome:
Students will learn how to control their money instead of letting money control them.

Topics Covered:

  • How credit cards really work
  • Loan, student loan, line of credit
  • Car loan vs. lease
  • Credit history and credit score
  • Building a good credit score

Outcome:
Students will understand responsible borrowing and how to avoid costly debt mistakes.

Topics Covered:

  • Why investing matters
  • Introduction to:
  • Tax-Free Savings Account (TFSA)
  • Registered Retirement Savings Plan (RRSP)
  • First Home Savings Account (FHSA)
  • Non-Registered Investment Account
  • Power of compound growth
  • Role of taxes in investing
  • Long-term wealth building strategy

Outcome:
Students gain confidence to begin investing and understand tax advantages available in Canada.

Topics Covered:

  • Planning lifetime cash flow
  • Registered Education Savings Plan (RESP)
  • Canadian pension system overview:
  • Old Age Security (OAS)
  • Canada Pension Plan (CPP)
  • Retirement income planning fundamentals

Outcome:
Students understand how to plan financially from early adulthood to retirement.

Topics Covered:

  • Mortgage types
  • Down payments & affordability
  • First time home buyer eligibility
  • Cost of home ownership
  • Home equity line of credit
  • Insurance options for home buyers
  • Long-term effects of a home purchase

Topics Covered:

  • Mutual Funds
  • Stocks
  • ETFs
  • Cryptocurrency
  • Options basics
  • Risk vs. return
  • Portfolio diversification principles

Outcome:
Students will understand different asset classes and how to evaluate investment risk.

Topics Covered:

  • Types of small businesses
  • Business registration basics
  • Sole proprietorship vs. corporation
  • Business taxes overview
  • Financial planning for entrepreneurs

Outcome:
Students learn how to legally start and structure a small business.

Throughout the Premium course, students will:

  • Develop their own individual business idea
  • Conduct market and financial research
  • Build a structured business plan
  • Work on financial projections
  • Prepare a professional presentation

Final Day

The student presents a complete business plan as the final project.

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Who is this course for

  • High school & university students
  • Young professionals
  • Newcomers to Canada
  • Future entrepreneurs
  • Anyone who wants financial confidence

What you will gain

By the end of the program, students will:

  • Understand personal cashflow management
  • Make informed borrowing decisions
  • Understand Canadian investment accounts
  • Plan for retirement and education savings
  • Evaluate major financial decisions
  • (Premium) Develop and present a complete business plan

Take Your Financial Confidence to the Next Level

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Empowering students with the knowledge and confidence to make smart financial decisions for life.

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